Deck Financing in New Jersey
Prime Decks offers homeowner financing through Acorn Finance, integrated with our Joist estimates.
Financing for Real Deck Projects
Financing Built Into Your Estimate
When we send a new estimate through Joist, Acorn Finance financing options can appear directly beneath the project total. Homeowners can check pre-qualified offers and compare options from a network of 12+ lenders.
- No credit impact for checking offers: checking pre-qualified offers does not affect your credit score.
- Multiple lenders: compare options from 12+ lenders.
- Loan amounts: options may range from $1,000 to $100,000, subject to lender approval.
- Terms: available terms may range from 2 to 20 years depending on the lender and borrower.
- Fast process: customers may receive loan offers in minutes.
- Broader credit spectrum: Acorn Finance advertises lender options serving a range of credit profiles.
How It Works
- Prime Decks prepares and sends your Joist estimate.
- The Acorn Finance option appears with the estimate.
- You check pre-qualified offers and compare available lenders.
- If you select an offer, the lender completes its approval process.
- Once funded, the money is disbursed to you and you pay Prime Decks according to the project agreement.
Projects That May Be Eligible
- New deck construction
- Deck replacement and resurfacing
- Composite and PVC decking
- Railings and stairs
- Deck lighting
- Under-deck drainage and related outdoor-living upgrades
Important Financing Information
Prime Decks is not the lender and does not determine approval, APR, fees, loan amount or repayment terms. Rates and offers vary by lender and applicant. Checking pre-qualified offers does not affect your credit score; a lender may perform a hard credit inquiry if you choose to proceed with an offer.
Also review our New Jersey deck cost guide, real deck projects and free estimate page.
